Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Earnings for All Seasons Earnings season can move markets. What is it and why is it important? Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? TIPS for Inflation If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.